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Health Insurance

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and one, which considers expenses incurred when availing treatment.
Get health insurance for your medical outlay. With cashless facility, stay tension-free and cure yourself faster. Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable earnings per year.

Individual Health Insurance Policies

This health insurance policy considers one against several illnesses, offering advantages like cashless hospitalisation and various add-ons. The entire amount is available for only one and is determined by the age of the insured. Under this policy, each insured member is entitled to receive the entire amount separately. The policy comes useful only if the policyholder dies within the timeframe during which the term insurance policy is in force


Key Benifits of Health Insurance:

  • Protection against a large number of critical illnesses
  • Flexibility to choose your health cover
  • No increase in premiums during the policy term even if your health condition changes
  • Long policy term that covers you even in your old age
  • Large hospital network so that you have easy access to medical treatment

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Senior Citizen Health Insurance Plans

This health insurance plan is designed particularly for anyone with age above 60 years, offering protection from health issues during old age. According to IRDAI, every firm must include people up to the age of 65 years. Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified..

Key Benifits:

  • Hospitalization cover including medical bills and room charges
  • Cashless Hospitalisation
  • Day Care expenses which arise out of technological advancements
  • Ambulance Charges are covered
  • Pre-existing diseases are covered based on the insurance provider
  • Faster and hassle-free settlement